Private lender

RCN Capital

South Windsor, Connecticut

Private direct lender making fix and flip, long-term rental, multifamily, new construction and rental portfolio loans nationwide, on non-owner-occupied property only. Its site notes that programs may not be available in every state.

What they lend

Lends in
Nationwide, per its site; it notes that programs may not be available in every state
Loan types
Fix and flip; long-term rental; multifamily; new construction; rental portfolio
Rates
Fix and flip as low as 9.49%; long-term rental from 6.00%; new construction from 9.84%
Loan amounts
Fix and flip $75,000 to $2,000,000 (1-4 family); long-term rental $70,000 to $1,500,000; new construction $100,000 to $2,000,000; rental portfolio $2,000,000 to $75,000,000 and up
Leverage
Fix and flip up to 100% of purchase and 100% of renovation, capped at 75% of after-repair value; long-term rental up to 80%; new construction up to 90% of cost
Terms
Fix and flip 12 to 18 months; long-term rental 30 years; new construction 12 to 24 months
Minimum credit score
650 for fix and flip; 660 for long-term rental
Closing time
Not stated
Who it lends to
Real estate investors, new and experienced; non-owner-occupied property only

From its website, read 12 November 2026.

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